Tax · Guided planner2026 federal + Minnesota
Your whole tax picture in one place.
Plan income tax, self-employment tax, selected family credits and estimated payments. Answer Yes or No first. We ask for amounts only when they apply. Use full-year 2026 numbers.
Build your plan one step at a time.
Income. Family. Deductions. Payments.
Then your federal and Minnesota estimate.
Official sources & method
2026 figures checked October 31, 2026 against IRS and Minnesota sources, including the One Big Beautiful Bill Act changes. Formulas can differ by a few dollars from IRS tables and return rounding.
- IRS 2026 tax brackets, deductions, capital-gain limits, CTC and EITC amounts
- IRS Rev. Proc. 2025-32: 2026 brackets, standard deduction and credit amounts
- Schedule 1-A: tips, overtime, car-loan interest and senior deductions
- IRS Pub. 915: taxable Social Security
- IRS Pub. 590-A: traditional IRA deduction, with Social Security (Appendix B)
- IRS 2026 IRA limits and phase-out ranges
- Treasury and IRS list of jobs that usually get tips
- State and local tax deduction cap (26 U.S.C. 164(b)(7))
- Charity deduction, 0.5% floor for itemizers (26 U.S.C. 170)
- Minnesota itemized deductions (Minn. Stat. 290.0122)
- Minnesota 2026 Form M1 instructions (draft)
- IRS Rev. Proc. 2025-19: 2026 HSA limits
- IRS Pub. 596: earned income credit, including separated spouses
- Child and dependent care credit (26 U.S.C. 21, 2026 rates)
- Minnesota Social Security and charity subtractions
- IRS 2026 estimated-payment rules and dates
- Minnesota 2026 inflation-adjusted amounts
- Minnesota child-credit statute
- Minnesota working-family-credit statute
- Minnesota estimated payments