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Taxes, pricing, loans and everyday money questions. Pick a calculator, enter your numbers and see the result with every step explained.

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Guided questions
Tax · guided planner

What will I owe in taxes this year?

Household tax planner

Your 2026 federal and Minnesota tax for the whole household, and the estimated payments still due.

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Guided questions
Tax · guided planner

Which business setup saves the most tax?

Business tax planner

Side-by-side 2026 federal and Minnesota tax as a sole proprietor, partnership, S corp or C corp.

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Most popular
Tax

What estimated tax do I pay next?

Self-employed tax

Your next federal and Minnesota payment, the penalty-safe amount, what to set aside and every 2026 due date.

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Tax · guided planner

How much sales tax do I charge?

Minnesota sales tax: what to charge

The exact Minnesota rate to charge, how often you file and your next due date.

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Home

What will my monthly payment be?

Mortgage payment

Your monthly payment, total interest and full payment schedule in about a minute.

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Home

How much house can I afford?

Your top home price, monthly payment and cash to close, with self-employed income counted the way lenders do.

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Home

Should I refinance?

Your new payment, monthly savings, break-even month, and whether a lower payment really costs more.

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Home

How can I pay off my mortgage sooner?

Pay off my mortgage early

Your new payoff date and interest saved with extra payments, a lump sum or every-two-weeks payments.

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Home

Where does each payment go?

Amortization schedule

Month-by-month principal, interest and balance, with extra payments and your exact payoff date.

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Vehicle

What will my car payment be?

Car loan payment

Your monthly car payment, amount financed and total interest, with Minnesota sales tax and your trade-in counted.

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Vehicle

How much car can I afford?

The most car price your pay supports under two guidelines, and the full monthly cost of owning it.

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Vehicle

Should I lease or buy this car?

Lease or buy?

The total cost of leasing versus buying over the same months, with Minnesota tax, mileage fees and resale value.

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Vehicle

What can I deduct for a business vehicle?

Business vehicle deduction

Your 2026 deduction three ways: the mileage rate, regular depreciation, or a first-year write-off, with Minnesota’s add-back.

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Personal

How much is left after my bills?

Household budget

How much is left each month after your bills and commitments, in one clear number.

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Personal

How much do I need to save each month?

Savings goal

The amount you need to save each month to reach your goal by your target date.

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Personal

When will I be debt-free?

Debt payoff

Your debt-free date and total interest, based on what you pay each month.

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Home

How much can I borrow on my home?

Home equity

Your equity, how much a lender may let you borrow, and the payment on each borrowing option.

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Personal

Will combining my debts save money?

Debt consolidation

Whether rolling up to six debts into one loan or card really saves you money, and how much.

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Personal

Which debt should I pay first?

Debt payoff plan

Your payoff order, debt-free date and total interest with snowball versus avalanche, side by side.

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Business

How much do I need to sell?

Break-even point

The sales, jobs or hours you need to cover every cost, and the dollars that brings in.

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Business

Am I charging enough?

Price & profit margin

Your real profit margin and markup on each sale, plus the price that hits your target margin.

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Deductions

How much can I deduct for driving?

Business mileage

Your 2026 deduction for business, medical and charity miles, or for your actual vehicle costs.

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Deductions

Can I deduct my home office?

Home-office deduction

Your home-office deduction figured both ways, simplified and actual cost, and which one saves more.

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Tax

How much can I save tax-free?

Retirement contributions

How much you can put in a Solo 401(k), SEP, SIMPLE IRA or IRA for 2026.

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Business

What will this loan really cost me?

Loan repayment

Your payment, total interest and the full repayment schedule for any loan, before you sign.

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Business

What should I charge per hour?

What should I charge?

The hourly rate that covers the pay you want, your business costs and the hours you can’t bill.

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Business

How long will my cash last?

Cash runway

How many months your cash covers a monthly shortfall before it hits your safety cushion.

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Business

What will a new hire really cost me?

Cost of a new hire

The yearly and hourly cost of an employee with taxes, Paid Leave and benefits, compared with a contractor.

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Business

How big a loan can I afford?

Business loan affordability

The largest loan your income supports at the coverage lenders want, its payment, and whether your amount fits.

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Tax

Should I become an S-Corp?

S-Corp comparison

Whether an S-Corp saves you tax after a reasonable salary, payroll taxes and extra costs.

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27Calculators
3Guided planners
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6Topics covered

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Estimates help you plan. They don’t replace advice about your own situation. Each tool explains its assumptions.