Business · Free calculator

Cash runway

How many months your cash covers a monthly shortfall before it hits your safety cushion. No account needed.

Your numbers

Answer each Yes/No question, then fill in the amounts that appear. Use 0 only when an amount is truly zero. Want to see how it works first? Load example numbers below.

Are these amounts cash moving in and out of the bank, not profit from your books?

Count money when it actually moves, including taxes, loan payments and owner draws. Don’t count unpaid invoices.

YesNo

How much cash does the business have today? (dollars)

Money in business bank accounts that you can spend. Leave out sales tax or payroll tax you are holding for the government. For example, 20,000.

How much cash goes out each month? (dollars)

Payroll, rent, loan payments, taxes and what you pay yourself. For example, 8,500.

Do you want to keep a safety cushion of cash?

YesNo

Does the business bring in cash each month?

YesNo

Your answer shows up here.

Answer the questions, then press Calculate.
Or load example numbers to see how it works.

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Assumptions, sources & limitations

Planning estimates only. Not a tax return, filing, payment, lending quote or personalized advice. Results depend on complete and accurate inputs. No guarantee of savings or penalty protection. Tax figures checked October 31, 2026; changes and special rules may apply. This initial release needs firm validation before client reliance.