Personal · Free calculator

Savings goal

The amount you need to save each month to reach your goal by your target date. No account needed.

Your numbers

Answer each Yes/No question, then fill in the amounts that appear. Use 0 only when an amount is truly zero. Want to see how it works first? Load example numbers below.

Is your goal the dollar amount you want to reach?

This doesn’t adjust for rising prices, taxes or fees. You choose how often you save and whether it goes in at the start or the end of each period.

YesNo

How much do you want to have saved? (dollars)

Your goal amount. For example, 20,000.

How many months until you need the money? (months)

For example, 2 years is 24 months.

How often will you put money in?Match it to how you get paid. We show the amount to save each time.

When will you put the money in?Money put in at the start earns growth for that period too, so you need a little less each time. With no growth, the timing makes no difference.

Have you already saved some of this?

YesNo

Will your savings earn interest or investment growth?

Growth isn’t guaranteed. Answer No to plan with no growth.

YesNo

Your answer shows up here.

Answer the questions, then press Calculate.
Or load example numbers to see how it works.

Free · no sign-up needed

Assumptions, sources & limitations

Planning estimates only. Not a tax return, filing, payment, lending quote or personalized advice. Results depend on complete and accurate inputs. No guarantee of savings or penalty protection. Tax figures checked October 31, 2026; changes and special rules may apply. This initial release needs firm validation before client reliance.