Start with real records
Nothing is in this tracker yet.
Add your first contractor payment above. For example: Oct 14 · Ana Lopez Design · $1,200 · check · W-9 receivedTax & records · Free tracker
Contractor payments & W-9 tracker
What you paid each contractor, whose W-9 you have, and who has reached the 1099 threshold.
How this tracker works
For payments in 2026, you usually send a Form 1099-NEC to each contractor you paid $2,000 or more by cash, check or bank transfer. Through 2025 the limit was $600. Send it to them and the IRS by February 1, 2027. Lawyers: fees for their work follow the same $2,000 rule, but a settlement or other payment you make to a lawyer on someone’s behalf goes on Form 1099-MISC at $600 or more. The $2,000 amount will change with inflation from 2027. Do not store tax ID numbers or W-9 copies here.
$0.00Payments logged
0Contractors
0Entries needing W-9 review
0At or over the 1099-NEC amount
Totals for all 0 entries
Your entries0
Nothing here yet.
What you paid each contractor, whose W-9 you have, and who has reached the 1099 threshold.
For exampleOct 14 · Ana Lopez Design · $1,200 · check · W-9 received
YOUR NEXT STEP
Calculated guidanceInsights & next steps
Based on the current figures shown here. These review prompts use rules, not a live AI model.
Get a W-9 before the first payment
For 2026, send a 1099-NEC by February 1, 2027 to each contractor you paid $2,000 or more by cash, check or bank transfer. Card and app payments are reported by the payment company. Most corporations are exempt; lawyers are not.
Mark W-9 received when the form arrives.Ask about my numbers · optional AI
Only the workspace owner can use this connection. OpenAI receives the summary below and your question when you click Send. Do not include names, SSNs, account numbers, employee details or patient information. AI can make mistakes and has no live tax-law lookup. Nothing is posted, paid or changed.
Review the summary to send
{
"area": "standalone tracker",
"tracker": "contractors",
"scope": "current filtered active entries only",
"items": [
{
"title": "Start with real records",
"detail": "Nothing is in this tracker yet.",
"action": "Add your first contractor payment above. For example: Oct 14 · Ana Lopez Design · $1,200 · check · W-9 received"
},
{
"title": "Get a W-9 before the first payment",
"detail": "For 2026, send a 1099-NEC by February 1, 2027 to each contractor you paid $2,000 or more by cash, check or bank transfer. Card and app payments are reported by the payment company. Most corporations are exempt; lawyers are not.",
"action": "Mark W-9 received when the form arrives."
}
],
"summary": [
{
"label": "Payments logged",
"value": 0,
"unit": "money"
},
{
"label": "Contractors",
"value": 0,
"unit": "count"
},
{
"label": "Entries needing W-9 review",
"value": 0,
"unit": "count"
},
{
"label": "At or over the 1099-NEC amount",
"value": 0,
"unit": "count"
}
],
"count": 0,
"guidance": [
{
"title": "Start with real records",
"detail": "Nothing is in this tracker yet.",
"action": "Add your first contractor payment above. For example: Oct 14 · Ana Lopez Design · $1,200 · check · W-9 received"
},
{
"title": "Get a W-9 before the first payment",
"detail": "For 2026, send a 1099-NEC by February 1, 2027 to each contractor you paid $2,000 or more by cash, check or bank transfer. Card and app payments are reported by the payment company. Most corporations are exempt; lawyers are not.",
"action": "Mark W-9 received when the form arrives."
}
]
}Connect an OpenAI API key in Accounting → Business money → Planning & controls → Connections. Provider billing applies. Responses are requested with storage disabled; provider retention policies still apply.